I was completely jipped by this company several years ago. I agreed to an outrageously higher secondary loan rate, because I was told that I could refinance in 6 months as long as I "be good" with all my finances. I followed all they advised me to do to the letter and 6 months roll by and they refused to do anything. Why not, they already got the commission the first time around. Thanks a lot.
Pros: Convenient location.
Cons: Gave standard response to my questions and had no intention of honoring them.