MRK's founder, Michael Kobs, handled my Mother's nest egg for 10 years. In that time he achieved a return of 12% on an account structured for low risk. This was well beyond our expectations, given the markets at the time, and the low risk level my mother wanted. My college major was Economics, so I am familiar with large scale trends and market responses to geopolitical events. Never once did I disagree with Mike's advice. MRK has my highest recommendation.
Pros: Service was very personalized. Returns outstanding.
Cons: Missed driveway on 1st visit to current locale. Tom-Tom, where is MRK? Ah, I see it...