I wanted to reach out to everyone in a similar situation. Tried to buy a car with my own financing but unfortunately did not work out due to the car having a deployed airbag on carfax. Matthew my sales guy was awesome and very easy to work with but after I ended things got a call from finance trying to get me to finance with them. Told them up front that is is going to be nearly impossible explaining my situation with my credit. I have good relationship at my bank and with my credit score nobody can even come close to my rate. Over course they over promised but definitely way under delivered. Came back with a subprime lender offering $5K down and a 23% interest rate and not to mention the horrible communication from the finance team. Do yourself a favor and trust your gut and stick with your own financing.
more