ING Direct is an awesome bank! I wish all banks were so simple and pleasant! No fees, very straightforward rules, and helpful customer service. You do everything from their website, which is clean and intuitive and secure. You get a very high interest rate on a regular savings account, which you can schedule recurring deposits into from whatever account you have it linked to, and you can earn money by referring friends to join! I guess they can have such a high interest rate because your money isn't completely liquid - it can take around 3 or 4 days to complete a withdrawal, but it is certainly a good place to keep money for weeks at a time or longer. I know they also have short term high interest CDs too, though I haven't looked into that option too much. Before using the ING automatical withdrawal option (every two weeks some money is withdrawn from my checking account and deposited into my ING savings account), it was difficult for me to accumulate savings. Now it happens automatically and I don't even see it. It's great! Highly recommended.
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