it appears that those that do reviews for wilshire credit do not know what wilshire really does, they are NOT a mortgage company and do not finance or refinance loans, they service the loans that are already set up with terms and conditons that customers have agreed to before wilshire has ever had their loan to service. Wilshire is restricted in that since they are not financers they cannot change the terms and conditions of the mortgage and they do not even attempt to start foreclosure proceeding until the loan is over 90 days past due.IF YOU HAD A CAR LOAN YOU DID NOT PAY YOUR CAR WOULD BE REPOSSESSED. Wilshire does not like to foreclose on loans as they do not sell or buy homes.
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