This is one of the best health insurance company which will provide health insurance and having medical hospitals. You don't need to apply for claims or waiting for long line to get connected to a representative to process your cliam. Just get the appointment and you will be set right. They will take care about every thing. Especially in orange county they have very good network. Getting appointments with any doctor is very easy. You have the choice to select a doctor as your primary physician. You have the choice to select specific hospitals too. Kaiser has its own pharmacies. I prefer Metro as my health insurance company.