After being a member for over 10 years, they suggested that I close my savings account because it went dormant. I tried to offer them some feedback about how my experience was poor and what they could have done to improve my experience. But after 10 years of being a member they felt that keeping $25 fee was more important than me as a member. I had no intention of closing my account but they suggested I do so. Their motto is that ""Desert Schools is not the right fit for every one and they are okay with that."" After I left, their manager even called me on my home phone to reiterate that I was wrong and the $25 in fees was my fault since I allowed my account to go dormant after a year of not using it. Don't bank with them. They will charge you fees and then tell you its your fault and close your account. Don't bank with them ever. They will rip you off and tell you its your fault! They don't like their members. They just take your money by charging account fees.
Pros: absolutely nothing
Cons: charge lots of fees and closes members accounts