In short, use a different bank. We chose Pulaski Bank for mortgage on a new house, thinking that the fact that the bank is local (St.Louis area) would make this a more pleasant experience than we would have with other, bigger players. However, I must say that this was a big mistake. The rates were not the best, and the service was very unprofessional. Now we are not even able to set up an online account where we could view the balances and pay the mortgage off, even though we were told by the Pulaski Bank representative that this would be possible. The communication with Pulaski bank was unprofessional and the bank wasted a lot of our time while arranging all the necessary paperwork, we felt as if the representative was in training (yet, he was with the bank for quite some time). Most of these issues came up when it was too late to change the lender. When we wanted to complain after closing, we were transferred to an answering machine. We just closed and our loan is going to be sold, a
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