We joined Direct Buy about a year and a half ago and so far we really love it.
I actually called one afternoon and signed up for an orientation (for lack of a better word) and showed up without my husband because he ended up working late that night and I had already canceled on them a few times. When it came down to a yes or no and I said I had to talk to my husband for such a big purchase, they said I couldn't come back. I really wanted to do it so I wrote them a check and asked them to give me 24 hours and they said yes. I'm happy they gave me the option and I didn't lose out.
We've purchased a dining room table and chairs, bed and dresser for my daughter and a sound system for the house. From the money we saved on these four purchases we have paid for our membership. We have a bunch of furniture to buy still so they savings will increase as we buy more.
PROS: Great selection and variety of quality brands you can order, SUPER friendly & helpful staff (very important!), Substantial savings to be had on everything you could ever buy (cameras...faucets...rugs...blenders etc), Ability to research online, the ability to use membership years from now if we want to remodel or update on huge ticket items like appliances
I can't really think of any cons. Maybe the initial cost of the membership and that it helps to live close to the showroom for ordering but that's about it. They don't offer credit to buy merchandise, you need your own cash or cards to purchase stuff.
I would join again in a second and would recommend Direct Buy to anyone interested in joining.