State Employees' Credit Union is a good credit union (I called it a bank!) to do business with. If you qualify, you might want to go in there or call them to see if you qualify and to see what kind of accounts would be available to you. I love banking with them. I have never had any problems with them. I always find them smiling and willing to help. They offer ATM Service and they have several accounts you can use that with. Location is ok, and parking is usually easy to get in and out and usually a lot of spaces near the doors. This is certainly a recommended bank / credit union.