I chose this bank because the checking account earns a (small) interest rate. I kept them as a bank for several years because the service is very friendly and they feature free online banking. ATMs can be hard to come by, however. They feature a full range of services from loans to CDs to checking and savings accounts. They also feature free online bill pay. The only con is that there are only a few branches, so sometimes it can be inconvenient to go to the actual bank.
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