I joined this credit union about a year ago, and I've been very pleased with their service. The main branch on Paca Street is usually very busy, so I try to do most of my banking at the ATM. You can make deposits at their ATMs that aren't directly attached to a bank, which is very nice. Their online banking system is very easy to use, and is a great feature. To become a member of the credit union, you (or a family member) have to have some affiliation with the state - either have attended a state school, or work for a state agency.