My home was upside down and I was thinking of doing a short sale until I called Majestic Mortgage Services in Stockton. They told me I had a Fannie Mae loan (30 year fixed) and I could refinance under the new HARP loan program. Majestic reduced my mortgage payment over $250 per month and putting me back on track. No short sale for me, and now I am okay again thanks to Majestic.
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