Prior to finding CD lofs I would have to describe myself as a serial overspender. When I began working with CDLofs a year ago I was spending $2,000 more than I was making every month. Ouch! I counted on bonuses to make up the shortfall. So, rather than saving or investing my bonuses, I was just replenishing the slush fund. I was getting nowhere. Finally, after years of spending and nothing to show for it, I found CD lofs. It was my buddy who introduced me. Although I have a natural tendancy to spend money, I had no debt to speak of. What I needed was a clear picture of my expenses and a plan to live within my means and someone who would make me accountable for it. What I got was a program that changed my habits by changing the way I think about money. This made my habits change from within. It's amazing how many times I tired a budget and failed within a few weeks. After using the CD lofs Take Flight program for 1 year, I have maintained a healthy budget and just purchased a loft in NYC! Now my future is filled with plans for buying more real estate and investments instead of living paycheck to paycheck. Now that's piece of mind!
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