I will start off with saying, my husband and I are both savers, have decent jobs, and generally consider ourselves to be ""good with money."" So I was skeptical that CD.LOFS could really change our financial outlook. Boy was I wrong!! When Trice approached me with the 3 month challenge / guarantee, I decided to give it a shot. After all we had nothing to loose. In a short session Trice helped us define our financial goals and encouraged us to reach for the stars. We did, setting dream goals like early retirement (55), paying off our house, paying for our daughters education, becoming a millionaire, etc. Within the first three months we saw a significant change in our financial outlook. CD.LOFS provided the guidance we needed to take the action to make our dreams happen and I am certain we are on the road to success. In only three months we have significantly reorganized our finances, we are putting more into retirement and have opened a savings fund for our daughter's education. On top of all this we have reduced our monthly spending by $550! If that can be done in three months, I can only imagine what a few years can do. CD.LOFS has given me financial awareness. Our money was stagnant, even though we were not spending it, by sitting in a bank account our money was only depreciating and we were loosing out. Without CD.LOFS I don't know that I would have had the know-how to take things into my own hands and take the steps to achieve our financial dreams (and freedom). Now I feel like my husband are in the driver's seat, deciding exactly how our financial future will be with CD.LOFS guiding us along the way. THANK YOU for making dreams come true.