If your driving record is great and you have another car or a home also insured through State Farm, you will not be able to find another company that can beat these rates. Adding to that the extreme personable nature of this agency, it's hard to beat. I probably only call them once or twice a year, but all I have to say is "Hi Sue, this is ....." and she knows who I am - I don't have to give account numbers or mothers maiden name. Old School Service!!