I used to be a realtor in 2005 and did very well when the industry was good. When it went down, I found myself owing the IRS a lot of money that I didn’t have. They made it possible to get me caught up and I didn’t need to sell my house to pay my debt back. I’m in an affordable payment and was granted enough time I need to to get this debt under control. I never denied that I owed it, just couldn’t give the IRS a big check at one time. I’m extremely thankful for these guys!