12 months no interest...what a joke...they forget to tell you that on the 13th month your bill is automatically tacked on the interest that has over the past year...you've got to be kidding me! Also their was a $96.00 charge that was added on since I initialed where they told me to and that signed me up for insurance in case I ever lost my job.So now my balance due of $800.00 has just turned into $1,127.00. I am so mad right now. I have had a problem with this place since day one. The sales person was misleading in every way he possibly could have been. During the first month we had our table I found a red stain on it. I wasn't sure what it was. When I called to ask them to come out and look at the stain they said since I didn't know what it was and therefore it wasn't covered by the warranty. Oh my......so then when I told them I thought it could be wine... they informed me that they had me "recorded" stating I sure what the stain was. Did I mention that the sales person at the store told me my table could burn down and it would be replaced. I really hate this place. I would never recommend this place to anyone.