I at first felt I was the luckiest woman in the world, to have purchased a used car with my horrible credit. No one would allow me to have a second chance, only this car lot did. However my car note was due on 11/18/2006 and the reposesed my car on 11/15/2006 stating they had no record of me paying my car note and I was almost 2 months behind. No one called me to advise me they were planning on repossessing my car nor did they send me any notices to that effect. After spending the night at the emergency room I get home at 12:15 am and go to sleep around 2 am. I wake 2 hrs later and my car is gone. Of course I thought someone had stolen it but to my disbelief I found out from them they had stolen my car. I went to the car lot to get my car back after arguing with them telling them that my car note was not due yet and they had illegally repossessed my car. I went to pick up my car that same evening. Within 24 hrs the water pump went out the rear brakes went out, and the belt tensioner was cracked. I spending $771.00 in repairs to the car within 24 hours of me getting the car back. I still pay my car note with them, however, I am always wondering when will they do it again, I mean when will they steal my car again? If a car note is paid how can you reposes the car?
more