Most of my banking is done through the Atlanta Postal Credit Union. I am a member through my mother who works for the postal service. They offer good rates and I have had great experience with them through the last 10 years or so. I have both a savings and checking account. Obviously there are no local branches so my deposits are all mailed in or direct deposit. Their website is also very useful. They also offer loans and other services. I had a loan with them as well at one point and had no problems.