On the bright side, they'll finance anyone who is desperate or has terrible credit. On the downside, most of the vehicles are high-mileage, some have been wrecked/restored, and way over-priced. I bought a car from Car-Mart not once, but twice, and luckily both vehicles lasted a long time with no major problems. I learned later that I paid about twice as much as either one was worth, but at the time I had bad credit (no credit) and thought that Car-Mart was my only option. Now I know better.