Dangerfield Insurance Agency is very cheap (Bear River Insurance is the company). We pay less than any family or friend we know. In fact, when insurance sales people call, all we have to do is say that we have Bear River Insurance and they say they can't beat our rates! Our agent (Bob Dangerfield) is very personable and will really take the time to explain policies and questions to you. I have gone in or called on multiple occassions to have something explained and he is extremely thourough. I always walk out knowing more than I thought I would! He has a nice, clean office and will usually return phone calls same-day if you leave him a voicemail (which is important to most people). Highly Recommend!!