My New Years Resolution for 2007 is to save money. I am great at the spending, but not so great at the saving. Since I have checking and savings accounts with Wells Fargo Bank, I will start adding to my savings account every month. I read that you are to pay yourself first then the bills and other expenditures. Those expenditures include eating out, clothes, and groceries. Oh dear! We do love dining in local restaurants and shopping at a grocery store frequently. But, the idea is to save money - so I must begin! I have been a customer of Wells Fargo's since 1971. I have never changed banks because they have always served me well. No need to change when you already have a good thing!
Right now, I save $25.00 each paycheck. It is time to double that amount. Then never, never touch that money. It will only be for "real" emergencies.
Isn't budgeting fun? I would rather get that new couch at Lazy-Boy or the shoes I saw at Penney's, but I guess you can't consider those things an emergency. Pillows on the floor will suffice, and the shoes in my closet I never wore as yet will get me by for awhile! I can already tell that this New Years resolution is going to be very hard to keep up all year long. I better start thinking more positive than that if I am going to make this work!