If Compass was the last bank on earth, I would hide my money under my mattress instead of taking it to them. Some of their "policies" are quite questionable. I have never in 20 years had problems with banks, until we opened up an account with this one. We are now across the street at Bank of America and are much happier and hassle free. We also have another account with United Heritage and have had no problems with them either. We encountered several problems when banking with Compass that in our opinion should not of happened and it took WAY too long to correct their mistake. Their customer service stinks and just made it worse. Do yourself and your blood pressure a favor and take your money somewhere else.