If you need to send money to someone, you may use Western Union to do this. The transfer is immediate. Sometimes you forget to pay a bill and need it transferred immediately. Sometimes you want to send your children or someone else money (cash) instantly. You can do this using Western Union. The other person has to be in a Western Union office to get it (they can go later when you've told them you have sent the money). They will need to show ID. You can also set up a password. They will need to be able to give the password in order to retrieve the cash. There is a few for doing this, and I am not sure how much because I have not used Western Union in a long time. Recommended to send money instantly (in emergencies or other "have-to's") at three stars.