I have been a satisfied member of UKFCU for more than 20 years.
I opened my account as a child, when my parents were employed at the University of Kentucky. When I turned 18, I began using UKFCU for checking, and direct deposited my paychecks. I now live six hours away, but I continue to use UKFCU for my primary checking account, as well as savings and my car loan. With online access, and ATMs through the Co-op Network, this has never been a problem.