Had a great experience with this company, Home Finance of America. I just bought a home and I was recommended by a co-worker. It was a lot easier than I had thought after hearing about the meltdown and how nobody can qualify any more. I applied and was approved the same day. I closed in about three weeks which my realtor said was not heard of today. What's great isI dealt with one person and I wasn't passed around like I was the last time I took out a loan.