This is the best mortgage deal that I have ever seen. The rates were very good, and I was very happy with how transparent the whole process was. There were no gimmicks, and they delivered exactly what they said they would. For those reasons I would recommend them to anybody. The process is very automated, and they have a very good website. My only critique is that since they rely so heavily on the automation (and they do it well), you pretty much have to navigate the process on your own via the website. This was fine for me since I have done several mortgages, but I think it would likely be confusing for a first time home buyer because there is not a lot of communication or personal contact. So for anybody who doesn't know the process well or has many questions, they may find the process somewhat difficult.
more