Montecito Capital & Kipley Lytel have been great experience for my family, assets and income. We live in Santa Barbara and looked at a couple five star rated Paladin Advisors in town and went with them. I don't get high octane returns, but more of a steady positive performance that meets my risk criteria. They are affiliated with Schwab Institutional, so I get low cost, safety and monthly statements directy from Schwab. I login and track everything too. For financial advisors or investment advisors (i think the same?) in santa barbara, Montecito Capital Management are affordable, attentative and spend many hours of time each year with me to go over my retirement steps.
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