When I got laid off it was just my wife?s salary and my UC that we had to live on and the bills started piling up like falling leaves in the yard. The more you blow them away the more they pile up. I could no longer make any headway. We were literally suffocating in our bills. I was reading an online forum about getting out of debt and they were talking about debt settlement. One of the companies was NY credit repair and settlement specialist Credit 911. I went online and found them and set up a free consultation. The counselor explained how they could negotiate with the credit card companies and set us up in a plan that would work for us. We joined the program and are heading towards being debt free in a year or two.
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