I went in to purchase a vehicle knowing my credit score was 719, I had checked it on MYFICO. I asked specifically if they pulled a auto enhanced score as that would be even better, 10 years of perfect payment on auto loans, well I am perfect on everything just have needed to use a lot of credit due to lot's of home improvements. They came back and told me my score was much lower, I called a Toyota dealer and they told me my score was 719....amazing! What you do not know is that these dealers get a spread, the higher interest rate they can throw you into the more comission they get from the bank. They pull 6 credit scores, one from each bureau and one auto enhanced from each. These jerks used the lowest score they could find and tried to scam me with a higher interest rate. Do yourself a favor and go to Toyota City.
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