I was confused, not sure if BK was the way to go. Mr. Bayer reviewed my situation and gave me feedback based on my personal scenario. I left and said I'd think about it. I ended up contacting him several more times with questions and each time received very helpful advice. I finally filed and was guided through the process by Mr. Bayer himself and his helpful and knowledgeable assistant. Overall great experience in a not so great situation.
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