oh and by the way all you debtors who owe people money, talk about unprofessional. do you even think about what these bill collectors go through, they have to put up with verbal abuse 8 hours a day, they get cursed at, threaten, there kids get threaten. and all there doing is there jobs. there not going to put up with ur abuse, your right they will hang up on you, there not CUSTOMER SEVERICE, YOU ARE NOT CUSTOMERS, YOU OWE MONEY!!!! THAT MAKES YOU A DEBTOR YOU USE TO BE CUSTOMERS. HAVE SOME RESPECT.. if you treat them nice they can do alot for you, reduce your bill and let you pay a settlement amount, can get you a payment plan, its in there hands so you might want to be nice. And if your not thats ok but dont expect them to bend over backwards for you..... remember that old saying TREAT PEOPLE THE WAY YOU WANT TO BE TREATED. this is true, you can have the best experience with sms, inc or the worst experience its all up to you. I know, i called and i was really mad, screaming yelling and the person on the other line hung up. she had every right, who did i think i was,, i called her back appologized and we got to talking she was great and even took over $1000 off me and my sons bill.. im so sorry once again......think people, think....................
Pros: they help you clear up ur credit
Cons: nothing
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