I was stupid and I bought a house in December of 2007 for $204,786. Now the houses are going for $90,000 less than what I paid for it. On top of that, I have to pay a huge mortgage and a huge HOA fee that covers pretty much nothing. The HOA at Circle Tree pretty much covers everything including yard maintenance, pool maintenance, trash, water, and insurance, etc.... I miss the days when life was easy and I was living at Circle Tree. Maybe some day, I will move back. If I was smart, I would just walk away from my current house since I owe a lot more than it's worth.
Pros: Extremely nice and affordable
Cons: Nothing
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