I got a call from a michael davis from this company (904-387-3187) i told him i could pay two hundred today and the rest on my next pay date. The payday loan it was referencing was from 2004 and i didnt realize the payment never came out of my bank account prior to me closing it and moving to another bank. This was my first contact regarding the matter. Nothing has come in the mail. The man said i needed to come up with $1200 by 12 pm (phone call took place at 9 am) otherwise i'd have "" a very long day"" ahead of me. i asked if that meant id be arrested and he laughed and said he's not giving me free legal advice and that it looks like i want to take anything free that i can get. I was in tears the entire morning trying to come up with the money until i found out they are just a collections agency using whatever tactic they can to collect a debt even if it means lying and bullying and pretending to be a lawfirm.
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