I have had Well Fargo checking account for nearly ten years now. I would gladly change banks if not for the many automated withdraws scheduled on this account. Several times now Well Fargo has put me through a financial hell I would wish on my worst enemy.
The first time I was making a down payment on my house and had sold stock in order to be able to finance this. I deposited the very large check at my Well Fargo and expected the normal 1 week for the check to clear so I could in turn meet my closing 2 weeks later. About a week later I received a letter from Wells Fargo saying that my check had been marked as potential fraud and it would be another 2 weeks before the money was released. Panicked at the idea of not being able to make my house closing I called the bank to find out was going on. Apparently, because I had never deposited a check of this size before, they were going to hold the money for 2 weeks AFTER the check had already cleared.
While I was able beg the seller to delay close by another week, this very nearly cost me the home I so badly wanted. The Wells employees I talked to were the most callous corporate stooges I have ever had to deal with.
I could go on with more stories of how Well has abused me over the years but it just makes me mad.
As for a day to day Bank, Wells is OK, but if you ever need them to handle anything out of the ordinary for you, they'll just let you down.
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