I rate this place at a minus 5 stars. We were on time with payments up until I had an on the job injury and 2 surgeries. Beth became very rude and predatory to the point of stalking my wifes facebook page and sending her derrogatory messages and comments. We were 4 days past due a week after my 2 nd surgery and she sent a repo crew out to my job and embarrassed me in front of my crew. At this point I no longer made her a priority in my finances and she put yet another repo out the day before I started a new job leaving us to have to have my wife resign from her job at Boeing in order for me to keep my committment at my new job. These people especially Beth are the worst people i have ever delt with in my 49 years of life. They have been a total nightmare. I would rather ride a bicycle in the snow 10 miles one way than to deal with Regal Motors or Saber acceptance. My advice to anyone is to just say no and run away as fast as you can.