Rust, Armenis & Schwartz

I went bankrupt and when I first came in, I was very nervous but in 20 minutes, Roxanne from Rust, Armenis, and Schwartz explained that what I was going through is something people go through all the time. By the time we started the process, I felt much more comfortable and no longer scare. I felt like I was able to make good decisions from thereon and I felt like they had my best interests at heart. R. Woodie more

I found myself needing to file for Bankruptcy; I was helped along every step of the way. I always felt fully informed, and all my questions were answered in a timely manner. more

Rust, Armenis, and Schwartz are very good attorneys. They are extremely attentive to you and your case. They grasp the situation well and provide excellent expertise. I would highly recommend their services. more

We're very pleased with Rust Armenis and Schwartz. We retained counsel with a different attorney before, and we were frustrated because we wanted a chapter 7 and we couldn't persuade him. He tried to constantly sell us a chapter 13 because in Monterey county, the practitioners here tend to only want to sell chapter 13. I know this because I worked as a secretary at a bank receipt practitioner for years. Anyways, all that attorney did was turn away our creditors, which was good, but then he over charged us.\r \r When we got a hold of Scott at Rust Armenis and Schwartz, he told us that our previous attorney didn't understand the means test and that he was applying it wrong, which is considerably troubling. We were really pleased with Scott because he was able to sell us a product that we wanted, which was the chapter 7.\r \r Also, Scott usually doesn't come to Monterey county, but he did for us, and that was different. We had to do a lot of work with him long distance, even by email and over the phone, rather than in person. That being said, we like that this is a modern group that uses computers as opposed to paper files. more

We're very pleased with Rust Armenis and Schwartz. We retained counsel with a different attorney before, and we were frustrated because we wanted a chapter 7 and we couldn't persuade him. He tried to constantly sell us a chapter 13 because in Monterey county, the practitioners here tend to only want to sell chapter 13. I know this because I worked as a secretary at a bank receipt practitioner for years. Anyways, all that attorney did was turn away our creditors, which was good, but then he over charged us. When we got a hold of Scott at Rust Armenis and Schwartz, he told us that our previous attorney didn't understand the means test and that he was applying it wrong, which is considerably troubling. We were really pleased with Scott because he was able to sell us a product that we wanted, which was the chapter 7. Also, Scott usually doesn't come to Monterey county, but he did for us, and that was different. We had to do a lot of work with him long distance, even by email and over the phone, rather than in person. That being said, we like that this is a modern group that uses computers as opposed to paper files. Tom & Clare Lindberg more

Thank you so much for all your help Roxanne! more

My wife and I went into the Rust Armenis and Schwartz office in San Francisco. Mr. Schwartz was very polite and courteous. He made us feel comfortable. We had all our paperwork, and he explained everything very thoroughly. He answered all our questions, and he was very patient. They explained everything clearly so we could understand how everything works. Mr. Schwartz was a good listener and answered all our questions. Overall he made us feel like it was going to be a smooth process. Roxanne worked with us doing the numbers. She was really good, professional and polite. I called with questions several times, and every time she made me feel comfortable. It didn't feel like I was bothering her. more

Thank you for the great news and thank you for all the help and support. more

OH...thank you, THANK YOU, Roxanne! more

Rust, Armenis, and Schwartz was very professional and precise. They did a bankruptcy for me from start to finish. I had never done this before and was so amazed by the technology going into it. I didn't know what to expect but the way the attorney processed the information I was giving to him, I thought it would take forever but by the end of the day, he said it was all done. He showed me on the computer how put everything in and I was amazed!\r \r From that point on, I was quite taken back in a positive way. He presented me with a timeline of what would proceed from there and everything was right on--never past it the deadline. The court proceedings were what he said it would be. The best part was that within two months of the bankruptcy clearing, I was able to purchase a car with twice the amount that would have been approved otherwise.\r \r I had heard nothing but negative thing about filing for bankruptcy but it's been positive so far in how I was able to move forward financially. more

Rust, Armenis, and Schwartz was very professional and precise. They did a bankruptcy for me from start to finish. I had never done this before and was so amazed by the technology going into it. I didn't know what to expect but the way the attorney processed the information I was giving to him, I thought it would take forever but by the end of the day, he said it was all done. He showed me on the computer how put everything in and I was amazed! From that point on, I was quite taken back in a positive way. He presented me with a timeline of what would proceed from there and everything was right on--never past it the deadline. The court proceedings were what he said it would be. The best part was that within two months of the bankruptcy clearing, I was able to purchase a car with twice the amount that would have been approved otherwise. I had heard nothing but negative thing about filing for bankruptcy but it's been positive so far in how I was able to move forward financially. more

Rust Armenis and Shwartz has gone the extra mile for me. They are off the chart with their communication and dedication to my case. I've been working with them for a little over a month now. We communicate with each other through all forms -- email, phone, fax, and web chat conferences. They do everything necessary to complete the job and help me. They are very caring and understanding. They are just THE BEST. I couldn't have asked for a better outcome with my case. more

Rust Armenis and Shwartz has gone the extra mile for me. They are off the chart with their communication and dedication to my case. I've been working with them for a little over a month now. We communicate with each other through all forms -- email, phone, fax, and web chat conferences. They do everything necessary to complete the job and help me. They are very caring and understanding. They are just THE BEST. I couldn't have asked for a better outcome with my case. more

Rust Armenis and Schwartz completely had my best interests in mind. It was very easy to talk to them. They didn't make me feel dumb about the process either. I emailed them a lot of questions, and they were good about helping me through the process. They gave me the real story with real answers. I could tell they weren't trying to sell me anything. They were looking out for me. It was easy to schedule appointments with them. We mostly dealt with each other via email, but when we did have to meet, Scott came to me. They made everything go smoother than I anticipated. I didn't really know what to expect, but it wasn't as bad as I thought it would be, and I attribute this to them. I've already recommended them to a friend when she needed a good attorney. They're just nice people to work with. more

Rust Armenis and Schwartz completely had my best interests in mind. It was very easy to talk to them. They didn't make me feel dumb about the process either. I emailed them a lot of questions, and they were good about helping me through the process. They gave me the real story with real answers. I could tell they weren't trying to sell me anything. They were looking out for me. It was easy to schedule appointments with them. We mostly dealt with each other via email, but when we did have to meet, Scott came to me. They made everything go smoother than I anticipated. I didn't really know what to expect, but it wasn't as bad as I thought it would be, and I attribute this to them. I've already recommended them to a friend when she needed a good attorney. They're just nice people to work with. more

My experience with Rust Armenis and Schwartz was absolutely fabulous. This was my first time using them, and I am glad I chose them after reading all of their excellent reviews online. I had actually contacted another attorney at first, and that was just a mess. With Scott Shwartz, I couldn't have asked for a better attorney or a better assistant with Roxanne! I must have called Roxanne fifteen times or so at the beginning. She ALWAYS took my calls or made sure to call me right back. She was so efficient. Scott took so much time filling out paperwork for us, scheduling appointments, relaying announcements, and answering our questions. Before the hearing, he met with me twice and called me two days before to let me know what questions would be asked at the hearing. He guided me on how to answer the questions, and he talked with me for about half an hour about all of the possible outcomes. He also was cautious with his advice and didn't make us overly optimistic. He let us know that things may not end the way we wanted. He was truthful and honest the whole time. He did an absolutely thorough and efficient job throughout the entire process. By all means, I would recommend this law firm. They will hold your hand through the stressful time, and if you do everything they tell you to, it will go well for you. more

My experience with Rust Armenis and Schwartz was absolutely fabulous. This was my first time using them, and I am glad I chose them after reading all of their excellent reviews online. I had actually contacted another attorney at first, and that was just a mess. With Scott Shwartz, I couldn't have asked for a better attorney or a better assistant with Roxanne! I must have called Roxanne fifteen times or so at the beginning. She ALWAYS took my calls or made sure to call me right back. She was so efficient. Scott took so much time filling out paperwork for us, scheduling appointments, relaying announcements, and answering our questions. Before the hearing, he met with me twice and called me two days before to let me know what questions would be asked at the hearing. He guided me on how to answer the questions, and he talked with me for about half an hour about all of the possible outcomes. He also was cautious with his advice and didn't make us overly optimistic. He let us know that things may not end the way we wanted. He was truthful and honest the whole time. He did an absolutely thorough and efficient job throughout the entire process. By all means, I would recommend this law firm. They will hold your hand through the stressful time, and if you do everything they tell you to, it will go well for you. more

They were very clear about all of the steps. Roxanne was very patient in leading us through the process. Scott was very knowledgeable and explained all of the procedures well. more

Rust Armenis and Schwartz seem very qualified and capable. more

Rust, Armenis, and Schwartz are very good attorneys. They are extremely attentive to you and your case. They grasp the situation well and provide excellent expertise. I would highly recommend their services. more