Unfortunately I didn't come to this website and see the other reviewer's posting or I would not have gone to this store. I went to Lakewood Coins to purchase a 1 oz silver bar. I paid over spot price and what they gave me was ""100 mill .999 fine silver"". I did not know until I did some searching on the internet that this is not 1 oz of silver it is merely clad in silver and the inside of the bar contains no silver. A total rip off.... STAY AWAY FROM THIS BUSINESS.