What is Habitat For Humanity Habitat For Humanity of Greater Miami is an ecumenical Christian ministry, which builds homes in partnership with low-income families in need of a decent place to live. Miami Habitat was formed in 1989 and is in the top ten of over 2, 000 Habitat affiliates nationwide. This ministry is open to all persons who desire to work to eliminate poverty housing. With all classes of people working together, Miami Habitat hopes to build new relationships and a sense of community as well as decent homes. Habitat works as a partnership consisting of families in need, volunteers, churches, businesses and other organizations and individuals. Simple, low-cost homes are built using contributions, donated materials, and volunteer and homeowner labor. The houses are sold at cost and with no-interest financing to low-income families who have a stable income but are unable to qualify for a conventional mortgage. This makes it possible for families, who otherwise could not afford to buy their own home, to realize their dreams of homeownership. We are currently building - or planning to build - in Overtown, Little Haiti, Princeton ( between Cutler Ridge and Homestead ) and Liberty City. Almost 600 Habitat houses also already exist in these communities as well as in Florida City, Little River, Highland Park, Homestead, Goulds, the City of South Miami, South Miami Heights, and West Perrine.