i took my uncle's to lakewood mall.they're just visiting from L.V. for the weekend.one of the sales person approach one of my uncle,he said they have a big sales.so my uncle's went in,they were speking the same language.so for sure u know they understand each other.then he called the financing guy which speaks the same language.he took my uncle's ID and CC.but i guess my uncle's didn't have a good credit to get approved.but the financing guy told my uncle's don't worry about it ,i'll get u guys a good deal and we'll use the ""RESERVE"".he use that word without explaining to them what's the ""RESERVE"".but my uncle's told him we don't have any money to pay it cash and said will come back next time.So the financing guy said...DON'T WORRY ABOUT IT YOU'RE NOT PAYING ANYTHING,WILL USE THE ""RESERVE"".both of my uncle's was very excited to purchase a ring.like i said this workers r very nice and talking to my uncle's like they know them for years.they sign the papers without explaining to them bec. they were having conversation while they asking them to sign.one of my uncle needs to come back to pick up the ring cuz they need to resize it.so,after we left the mall.i asked my uncle how much is their monthly,they said i don't know we never really talk about it.so i was curious,i looked at the papers they gave them and i saw a reciept that charge in their cc.i told them that it was charge in their cc.they didn't know about it.so i did,i called them and talked to the financing guy.and ask him WHAT IS THE MEANING OF RESERVE?he told me is the overdraft from my uncle's bank.i was like telling him....u told my uncle's DON'T WORRY ABOUT IT YOU'RE NOT PAYING ANYTHING,WILL USE THE RESERVE...you're talking about their overdraft,of course they going to pay for it.i had to deal with them over the weekend noone can help us reverse the transaction even the corporate and ignoring my calls.i guess this how they make business.remember they victim 2 senior citizen,a 72 years old and a 68 years old who just had a stroke this year and not working right now.and one of my uncle never picked up the ring.i can't really trust anyone even your own kind.
Pros: they mislead and misinform the customers
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