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Businiess name:
Austin's Affordable Autos
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Review by:
citysearch c.
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Review content:
Posting on Citysearch and Yahoo! I am a customer of this business. This review is based on my personal experience with them and feedback I have received from local Law Enforcement during my dealings with them. The dealer keeps flagging my post and I will keep posting them within the hour of being removed. I am also in the processes of building a custom website dedicated to educating people the facts about this dealership that they cannot flag or comment on.
This dealership preys on people who are of High-Risk of defaulting on their loan or repossession. In the industry this is known as an Under the Hood dealership.
This dealership provides in-house financing which is also known as Buy-Here, Pay-Here schemes under the pretense that they are there to help the credit challenged. In most cases the buyer will trade their vehicle in and/or put an average down-payment of approximately $1500-$2000. In turn the dealership will offer in-house financing at a high interest rate. This legal form of financing is known in the industry as Dealer ReserveA? where they can set their own interest rate as high as 30%-40%.
If you are late on just one payment the dealer will seek repossession on the vehicle immediately. This is according to the management of AustinA?s who told us this personally. This allows them sue you for the remainder of the loan and also resell the car. In most cases the buyer has put some additional money into the car either cosmetically or mechanically.
If your car is put up for repossession you have to pay $500 Administration Fee. $250 Repossession fee even if your car was not repossessed. $20.00 per day late fee plus the past due amount. This is written in the contract. Most people cannot afford these fees and in turn are forced to forfeit the vehicle.
We are keeping a file of everything (Including these reviews) and recording every interaction we have with this dealer until our business is settled with them. We have filed a formal Police report on the Repo man and also filed a report with the Washington Department of Financial Institutions and spoke to our Senator about changing the legislation that currently allows the unethical practices of this dealership. I would not recommend this dealer to anyone for any reason.
These possitive reviews are written like a salesman trying to up the image of their company. Buyer-Be-Ware.
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