Report a problem
Judy's Book takes violations of our Terms of Use very seriously. We encourage
you to read through our
Terms of Use
before filling report with us.
After careful review, we may remove content or replace a content warning page before
viewing content deemed offensive, harmful, or dangerous.
Additionally, we are aware that there may be content on Judy's Book that is personal
in nature or feels invasive. Please note that Judy's Book is a provider of content
creation tools, not a mediator of content. We allow our users express their opinions,
but we don't make any claims about the content of these pages. We strongly believe
in freedom of expression, even if a review contains unappealing or distasteful
content or present negative viewpoints. We realize that this may be frustrating,
and we regret any inconvenience this may cause you. In cases where contact information
for the author is listed on the page, we recommend that you work directly with this
person to have the content in question removed or changed.
Here are some examples of content we will not remove unless provided with a court
order:
Personal attacks or alleged defamation
Political or social commentary
Distasteful imagery or language
If we've read the Terms of Use and believe that this review below violates our Terms
of Use, please complete the following short form.
|
Businiess name:
Black & Becker's Sierra Tax
|
|
Review by:
citysearch c.
|
|
Review content:
To Donttrustthem \r
No tax service controls how a taxpayer's tax refund is handled. The IRS allows Taxpayers to request alternate distribution methods in lieu of the ""Check in the mail"" delivery method.\r
The taxpayer makes that request when they submit the ""Return"" for acceptance.\r
When 24-hour refunds were an option, they're not now, the Taxpayer requested their refund be tranferred to a bank, authorized by the IRS to receive them.\r
The Taxpayer then applied to the Bank for a loan based on the refund claimed. The Bank would then make a lending decision based on information supplied to them by the IRS.\r
The information supplied would determine if the taxpayer received a ""Loan"" for the anticipated income tax refund.\r
The banks within the program would then be able to make a determination as to whether a taxpayer met the requirements and would issue a check within 24 hours; however it was more often within 72 hours.\r
\r
So, If a taxpayer requested a loan for their anticipated refund and it was denied, it was based on their information and the bank lending policies.\r
The information supplied by the IRS to the banks is based on the taxpayer's information and history. The banks used this information to determine how likely the refund is paid as requested. The refund might in fact be issued as requested even though a request for a loan was denied. However, at the time 24 hour ""Refund Antcipation Loans"" were available, it was likely to take 14 days for the IRS to fund the refund in the event the ""Refund Anticipation Loan"" was denied.\r
If the Bank didn't grant a loan, a taxpayer had to wait for the IRS to finish processing the refund. However long that took!\r
\r
You were told that, if you qualified for a ""RAL"", you could pick up a check when the bank funded the loan and it could be as soon as 24 hours, but at the banks discretion. If the ""RAL"" is denied, a check will be available when the IRS funds the refund request (at that time it was at least 14 days, but at any rate it was at the IRS's discretion).\r
Once you applied for an ""RAL"" you had to wait for the system to process your filing (you couldn't change your mind).\r
In more than 99.5% of the time, fees due the preparer were paid when you received your check. So there was no incentive to mislead you.\r
\r
It disturbs me that you misunderstood, but I assure you the documents you signed contain the information reguarding the ""Refund Anticipation Loan"" program.\r
\r
This was a service we offered to our Clients when it was available. Documation was mandatory and supplied to the bank chosen and the IRS at the time of filing.\r
\r
The vast majority of the people who took advantage of the ""Refund Anticipation Loan"" program were happy with and understood it. It is no longer available.
|
Reasons for reporting (512 characters left):
|
|
Reasons are required.
|
|
or
Cancel
|