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Businiess name:
Churchill Mortgage
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Review by:
citysearch c.
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Review content:
Hello, my name is Grant. My wife & I just closed on our new home a couple of weeks ago. Our realtor recommended another mortgage broker and we started the process with him but had some issues. I had some credit issues when I was young & my credit score is getting better but not where it needs to be. My wife has a great credit score & we mentioned to the first mortgage guy if we could just use her info since we have very little debt and her score is much higher than mine. He told my wife that would not work for us & we had to apply together and by doing that we would have not qualified for a convential mortgage and in turn paid a much higher rate & had to pay mortgage insurance and all the fees that goes with that. I thought I had heard somewhere that we should be able to qualify for a regular loan with just my wife?s income & debt ratio so I called yall after hearing about yall on Dave Ramsey show.
I called and Bart basically told me that he didn?t know the other guy & he didn?t want to speak bad of him but he was wrong and we should be able to qualify for a conventional loan with my wife?s income & debt ratio.
I also want to thank Bart b/c not only did he help us with that but he went above and beyond b/c my wife works in an E.R. and was very hard to communicate over phone so I was able to do most of the communication for us. We will definently be using yall in the future and recommend yall to anybody else.
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