I have learned a lot from this company about money , how money work . I was saving for my kids college putting little by little away every month . The problem was- interest rate was very low and even in 10 years I still would not have as much as my kids will need. My friend talled me he has the same problem and he needs some help too. And now (this is funny) a guy , who lives 1 block away from me by postal accident got couple pieces of my mail . So , he brought it over and while we were talking-he talled me some interesting things about college savings. So , I find out that he is a financial adviser . Next day we set down and he just showed me some things I can do to get more money for my kids. I am much more aducated about money now. Thanks to this company and my neighbor Michael.