I found myself needing another small loan which I do from time to time and went to World Finance in Herrin for it. I got the loan ok and the money but before I got to make my first payment I got ill and landed in the hospital. This caused me to get behind on several bills by a few weeks so I got a consolidation loan to pay everyone at once. My daughter was taking care of things for me but I found out later she hadn't called all my bill collectors. When the check was made out by the bank to World Finance they made it out for more than $200 over what was owed. Dave at World Finance decided to keep the refund I had coming from the check. I believe this was because his calls weren't returned even though the whole loan was paid before the second payment was due. Don't do business with him!