*Credit Unions*<br /><br />404 S. Euclid Ave, Bay City <br />989-684-1730<br /><br />190 Powell, Essexville <br />989-892-1633<br /><br />3887 S. Huron, Standish <br />989-846-9750. * Mortgages <br />* Home Branch Internet Banking <br />* Free On - Line Pay<br />* Teller 24<br />* Debit/ATM Cards<br />* MasterCard / Visa Consumer Loans