The State Bank of Texas started out being just one bank created by Indian for Indian, although everyone is welcome there. The idea behind it is that business will be better if the person you are getting a loan from is from the same country you are from. So far it appears to have paid off. With four metroplex locations, business is certainly good for them. But, competition is lurking around the corner. If you are Indian and prefer and Indian banker, then go to State Bank of Texas.