This is a true small town bank. The service is amazing! They have free checking and lots of extras like a free Notary Public. Everyone knows who you are and takes the time to say hello. They are very willing to go out of their way to provide those little extras for you. Their interest rates are competitive and they seem to offer a variety of loans and certificates of deposit. The only negative is a very slow drive thru line. I suggest going inside to a teller.