RWM Home Loans is an independent mortgage bank that was founded in 1994 by experienced professionals who have been in the real estate market and mortgage industry for over three decades. Their approach is simple; listen to understand, educate borrowers so the best decisions can be made, and offer loan programs that can close in less than 17 days. Phebe Ellis-Roach has been helping clients achieve the dream of homeownership for over 40 years. I am a native of Lubbock, Texas and graduate of Monterey High School. I am a wife to Shawn and mother to Shiloh. My passion is helping people navigate through the homebuying process. Equal Housing Lender